Loan Information
× 10k
years
%
years
× 10k
Calculation Results
Interest Saved
0 × 10k
Remaining Principal
0 × 10k
Remaining Term
0 years
Original Payment
0/month
New Payment
0/month
Loan Information
× 10k
years
%
years
× 10k
Comparison Results
There are two prepayment strategies with different interest savings:
Strategy 1: Reduce Payment
Keep original term, lower monthly payment
New Payment:
0/month
Monthly Reduction:
-0
Repayment Term:
0 years
Interest Saved:
0 × 10k
✓ Reduce payment pressure
Strategy 2: Shorten Term
Keep original payment, pay off early
Payment Unchanged:
0/month
New Repayment Term:
0 years
Early Payoff:
0 years
Interest Saved:
0 × 10k
✓ Save more interest
Interest Difference:
0 × 10k
Shortening term saves more interest but payment pressure remains